{"id":1176,"date":"2020-08-20T23:09:00","date_gmt":"2020-08-20T23:09:00","guid":{"rendered":"https:\/\/www.distinctive-smiles.com\/blog\/?p=1176"},"modified":"2020-09-15T23:09:17","modified_gmt":"2020-09-15T23:09:17","slug":"tips-for-understanding-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.distinctive-smiles.com\/blog\/tips-for-understanding-dental-insurance\/","title":{"rendered":"Dental Insurance 101: Tips for Understanding Your Coverage"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.distinctive-smiles.com\/blog\/wp-content\/\/Woman_looking_over_papers__.jpg\" alt=\"Woman looking over paperwork\" class=\"wp-image-1177\" width=\"303\" height=\"201\" srcset=\"https:\/\/www.distinctive-smiles.com\/blog\/wp-content\/Woman_looking_over_papers__.jpg 800w, https:\/\/www.distinctive-smiles.com\/blog\/wp-content\/Woman_looking_over_papers__-300x200.jpg 300w, https:\/\/www.distinctive-smiles.com\/blog\/wp-content\/Woman_looking_over_papers__-768x512.jpg 768w\" sizes=\"auto, (max-width: 303px) 100vw, 303px\" \/><\/figure><\/div>\n\n\n\n<p>Are you overdue for a routine cleaning? Does a searing pain in your tooth have you thinking you have a cavity? Do imperfections in your teeth make you long for a smile upgrade? If you answered \u201cyes\u201d to any of these questions, then it is time to schedule an appointment with your dentist. However, if you recently changed jobs or moved, you may not fully understand what your <a href=\"https:\/\/www.distinctive-smiles.com\/insurance--financing.html\">dental insurance<\/a> actually covers. To save you the headache of trying to decipher the paperwork on your own, a dentist in Dublin is sharing three tips!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Tip #1. Understanding \u201c100-80-50\u201d Coverage<\/h2>\n\n\n\n<p>Across your paperwork, you may see the numbers \u201c100-80-50\u201d repeatedly. This sequence is common on dental insurance policies and refers to 100% coverage on preventive care, 80% on basic procedures (like fillings), and 50% on crowns, bridges, and other major procedures. If you need an extensive list of which treatments are included in each category, don\u2019t hesitate to reach out to your provider.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tip #2. \u201cOut of Network\u201d Does Not Mean \u201cOut of Coverage\u201d<\/h2>\n\n\n\n<p>In the medical world, there are cases where \u201cout of network\u201d does mean \u201cout of coverage.\u201d So, it\u2019s understandable that patients assume the same applies to their dental insurance. However, that is not the case! In fact, there may be little to no difference between the coverage you receive from dental providers who are in or out of network. Therefore, it can be helpful to talk directly to potential dental teams about how they can maximize your benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tip #3. Pick Your Provider<\/h2>\n\n\n\n<p>Let\u2019s face it: going to the dentist is probably not your favorite activity. However, a dentist who is conveniently located next to your office, a dental team that offers weekend availability, or an atmosphere that prevents you from feeling anxious may make all the difference. Therefore, it is important to pick your provider, instead of letting the insurance company do it for you. Even if there is a difference in coverage, your oral health is worth the money!<\/p>\n\n\n\n<p>Shuffling through papers of unfamiliar jargon can be anxiety-inducing and make you feel like you\u2019re going in circles. Fortunately, you can use the above three tips to better understand your coverage. That way, you can improve your oral health and smile without worrying about what is and is not covered!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Since obtaining his Doctor of Dental Surgery from The Ohio State University College of Dentistry, <a href=\"https:\/\/www.distinctive-smiles.com\/dr-eric-buck.html\">Dr. Eric Buck<\/a> has used his extensive experience, clinical skills, and passion for his craft to help his patients achieve beautiful smiles and pristine oral health. Outside the office, he is a member of multiple reputable organizations, including the American Dental Association and the Ohio Dental Association. If you are looking for a dentist in Dublin, don\u2019t hesitate to visit his <a href=\"https:\/\/www.distinctive-smiles.com\/contact.html\">website<\/a> or give him a call at <strong>614-792-1800<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you overdue for a routine cleaning? Does a searing pain in your tooth have you thinking you have a cavity? Do imperfections in your teeth make you long for a smile upgrade? If you answered \u201cyes\u201d to any of these questions, then it is time to schedule an appointment with your dentist. However, if [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1176","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tips for Understanding Your Dental Insurance l Distinctive Smiles<\/title>\n<meta name=\"description\" content=\"Navigating dental insurance plans can be confusing. 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