4 Ways to Maximize Your Dental Insurance Benefits

October 13, 2021

Filed under: Uncategorized — Dr. Buck @ 8:57 pm
dental insurance form on table

The temperature is dropping, the leaves are changing color, and the year is officially coming to an end. Do you know what that means? Your dental insurance benefits will be expiring soon. Since insurance is a monthly investment, it only makes sense that you’ll want to make the most of it while you still can. Luckily, there’s still time to use your coverage. A dentist in Dublin shares a few ways you can maximize your dental insurance benefits.

Avoid Costly Dental Work with Preventive Care

Checkups and cleanings play a crucial role in maintaining good overall health. They allow your dentist to prevent, detect, or treat oral health issues before they turn into complications. With preventive checkups, your dentist can monitor your teeth and gums to ensure they’re in optimal condition. That way, you can avoid needing more extensive and costly procedures down the line. The good news is most dental insurance plans will cover these services at little to no cost to you. Make sure you attend all your oral examinations, professional teeth cleanings, and routine X-rays for the year!

Understand What Your Insurance Covers

Most dental insurance plans only cover preventive dental care. However, you may be able to use your benefits for other types of dental work, such as fillings or crowns. Since both of those services can be considered restorative or medically necessary, your insurance will likely cover them. Of course, every dental insurance plan is unique, meaning you’ll need to review the details of your policy to understand what’s covered and by how much.

Schedule Major Treatments in Advance

It may come as no surprise that major dental treatments or procedures require multiple appointments to complete. Because of that, you should try and schedule them in advance so you can make the most out of your coverage. If you have outstanding dental work that exceeds your annual maximum, ask your dental team to schedule part of it this year and the rest next year. That way, you can use two annual maximums instead of one and reduce your out-of-pocket expenses significantly.

Find Out When Your Benefits Expire

Even though every dental insurance plan is unique, most tend to operate on a calendar-year basis. You’re given an annual maximum at the beginning of each year, which is the most your plan will pay for approved services. If you don’t use it by the end of the year, your benefits will expire, and they will not roll over into the next year. That’s why it’s a good idea to schedule any outstanding dental treatments before the year ends.

Have you made the most out of your dental insurance this year? If not, don’t worry – there’s still time to do so. By following the tips outlined above, you can easily maximize your dental insurance benefits while you can.

About the Practice

At Distinctive Smiles of Dublin, we provide exceptional, comprehensive, individually tailored dental care that’s guaranteed to exceed even your highest expectations. Our team will always go the extra mile to give you the smile you’ve always wanted. If you have any questions about your dental insurance, we’re more than happy to answer them for you. Visit our website or call (614) 792-1800 to speak to a member of our team.